Long-Term and Short-Term Disability

Long-Term and Short-Term Disability

Long-Term Disability:

• Provided at no cost to all benefits-eligible employees
• Pays 50% of your salary if you’re unable to work (or 60% for administrative payroll employees)
• Buy-up option available for additional coverage
• You can enroll at any time

Short-Term Disability:

• Voluntary coverage that pays 60% of your monthly salary (up to $5,000)
• Covers you if you can’t work due to a covered illness or injury
• Premiums vary based on age, waiting period, and other factors
• Enroll during Open Enrollment or as a new hire